Kalvo
Terms of use
Apple’s standard licence agreement for apps applies to Kalvo. This page also explains the scope of Kalvo 1.0 and links to the applicable agreement.
Licence agreement
Apple’s standard licence agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/.
Planning, not banking
Kalvo helps you plan recurring costs and reserves. It does not provide financial advice, access your bank account, make payments or cancel subscriptions. Past due dates are treated as paid in the plan without confirming an actual payment.
Free and Pro
Free includes up to 10 active recurring bills and 2 reserves. Pro is an optional one-time purchase for unlimited recurring bills and reserves, widgets, statistics and CSV export. Apple shows the applicable price in the app before purchase. It is not a subscription.
Purchases and restoration use your Apple Account. Apple handles refund requests: https://reportaproblem.apple.com/.
Your data
Version 1.0 stores entries locally on each device. Arrange any backups or exports you need. The privacy notice explains data processing.